Toronto Dominion Valuation

TD Stock  USD 95.32  0.31  0.32%   
At this time, the company appears to be undervalued. Toronto Dominion Bank has a current Real Value of $100.67 per share. The regular price of the company is $95.32. Our model measures the value of Toronto Dominion Bank from inspecting the company fundamentals such as Shares Outstanding of 1.68 B, return on equity of 0.17, and Operating Margin of 0.31 % as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Toronto Dominion's valuation include:
Price Book
1.8703
Enterprise Value
33.7 B
Price Sales
2.5376
Forward PE
14.3472
Trailing PE
11.2141
Undervalued
Today
95.32
Please note that Toronto Dominion's price fluctuation is very steady at this time. Calculation of the real value of Toronto Dominion Bank is based on 3 months time horizon. Increasing Toronto Dominion's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Toronto stock is determined by what a typical buyer is willing to pay for full or partial control of Toronto Dominion Bank. Since Toronto Dominion is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Toronto Stock. However, Toronto Dominion's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  95.32 Real  100.67 Target  92.23 Hype  95.26
The real value of Toronto Stock, also known as its intrinsic value, is the underlying worth of Toronto Dominion Bank Company, which is reflected in its stock price. It is based on Toronto Dominion's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Toronto Dominion's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
100.67
Real Value
101.70
Upside
Estimating the potential upside or downside of Toronto Dominion Bank helps investors to forecast how Toronto stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Toronto Dominion more accurately as focusing exclusively on Toronto Dominion's fundamentals will not take into account other important factors:
Earnings
Estimates
LowProjectedHigh
2.112.252.38
Details
Hype
Prediction
LowEstimatedHigh
94.2395.2696.29
Details
16 Analysts
Consensus
LowTarget PriceHigh
83.9392.23102.38
Details
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Toronto Dominion's intrinsic value based on its ongoing forecasts of Toronto Dominion's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Toronto Dominion's closest peers. If more than one evaluation category is relevant for Toronto Dominion we suggest using both methods to arrive at a better estimate.

Toronto Dominion Cash

141.19 Billion

Toronto Dominion Total Value Analysis

Toronto Dominion Bank is at this time forecasted to have takeover value of 33.74 B with market capitalization of 160.56 B, debt of 663.58 B, and cash on hands of 517.19 B. Please note that takeover value may be misleading and is a subject to accounting mistakes. We encourage investors to methodically examine all of the Toronto Dominion fundamentals before making investment evaluation based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
33.74 B
160.56 B
663.58 B
517.19 B

Toronto Dominion Investor Information

About 56.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.87. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Toronto Dominion Bank has Price/Earnings To Growth (PEG) ratio of 1.04. The entity recorded earning per share (EPS) of 8.5. The firm last dividend was issued on the 9th of January 2026. Toronto Dominion had 2:1 split on the 3rd of February 2014. Based on the analysis of Toronto Dominion's profitability, liquidity, and operating efficiency, Toronto Dominion Bank may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Profit Margin0.150.18
Fairly Down
Pretty Stable
Operating Income28.5 B27.2 B
Sufficiently Up
Slightly volatile

Toronto Dominion Asset Utilization

The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Toronto indicates not a very effective usage of assets in February.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes

Toronto Dominion Profitability Analysis

Considering Toronto Dominion's profitability and operating efficiency indicators, Toronto Dominion Bank may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in March. Profitability indicators assess Toronto Dominion's ability to earn profits and add value for shareholders.
 
Net Income  
First Reported
1995-01-31
Previous Quarter
3.3 B
Current Value
3.3 B
Quarterly Volatility
1.5 B
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
At present, Toronto Dominion's Gross Profit Margin is projected to slightly decrease based on the last few years of reporting.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.490.44
Moderately Up
Slightly volatile
Net Profit Margin0.130.16
Significantly Down
Pretty Stable
Operating Profit Margin0.150.18
Fairly Down
Pretty Stable
Pretax Profit Margin0.150.18
Fairly Down
Pretty Stable
Return On Assets0.00570.0088
Way Down
Pretty Stable
Return On Equity0.140.18
Significantly Down
Pretty Stable
For Toronto Dominion profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Toronto Dominion Bank to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Toronto Dominion utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Toronto Dominion's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Toronto Dominion over time as well as its relative position and ranking within its peers.

Toronto Dominion Earnings per Share Projection vs Actual

The next projected EPS of Toronto Dominion is estimated to be 2.2467 with future projections ranging from a low of 2.11 to a high of 2.38. Toronto Dominion's most recent 12-month trailing earnings per share (EPS TTM) is at 8.5. Please be aware that the consensus of earnings estimates for Toronto Dominion Bank is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Toronto Dominion is projected to generate 2.2467 in earnings per share on the 31st of January 2026. Toronto Dominion earnings estimates show analyst consensus about projected Toronto Dominion EPS (Earning Per Share). It derives the highest and the lowest estimates based on Toronto Dominion's historical volatility. Many public companies, such as Toronto Dominion, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Toronto Dominion Earnings Estimation Breakdown

The calculation of Toronto Dominion's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Toronto Dominion is estimated to be 2.2467 with the future projection ranging from a low of 2.11 to a high of 2.38. Please be aware that this consensus of annual earnings estimates for Toronto Dominion Bank is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
2.18
2.11
Lowest
Expected EPS
2.2467
2.38
Highest

Toronto Dominion Earnings Projection Consensus

Suppose the current estimates of Toronto Dominion's value are higher than the current market price of the Toronto Dominion stock. In this case, investors may conclude that Toronto Dominion is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Toronto Dominion's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of January 2026Current EPS (TTM)
1588.61%
2.18
2.2467
8.5

Toronto Dominion Ownership Allocation

Toronto Dominion Bank shows a total of 1.68 Billion outstanding shares. Over half of Toronto Dominion's outstanding shares are owned by institutional holders. These institutional holders are typically referred to as corporate investors that take positions in a given instrument to benefit from reduced trade commissions. On September 12, 2025, Representative Ro Khanna of US Congress acquired $15k to $50k worth of Toronto Dominion Bank's common stock.

Toronto Dominion Profitability Analysis

The company generated the yearly revenue of 115.84 B. Reported Net Income was 20.54 B with gross profit of 63.27 B.

Toronto Dominion Past Distributions to stockholders

Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Toronto Dominion's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Toronto Dominion and how it compares across the competition.

About Toronto Dominion Valuation

The stock valuation mechanism determines Toronto Dominion's current worth on a weekly basis. Our valuation model uses a comparative analysis of Toronto Dominion. We calculate exposure to Toronto Dominion's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Toronto Dominion's related companies.
Last ReportedProjected for Next Year
Gross Profit65.3 B68.6 B
Pretax Profit Margin 0.18  0.15 
Operating Profit Margin 0.18  0.15 
Net Profit Margin 0.16  0.13 
Gross Profit Margin 0.44  0.49 

Toronto Dominion Quarterly Retained Earnings

78.32 Billion

Toronto Dominion's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Toronto Dominion's value is low or high relative to the company's performance and growth projections. Determining the market value of Toronto Dominion can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Toronto Dominion represents a small ownership stake in the entity. As a stockholder of Toronto, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Toronto Dominion Dividends Analysis For Valuation

The current year's Dividend Payout Ratio is expected to grow to 0.35, whereas Dividends Paid is projected to grow to (8.4 B). . At present, Toronto Dominion's Price Earnings Ratio is projected to slightly decrease based on the last few years of reporting.
Last ReportedProjected for Next Year
Dividends Paid-8.8 B-8.4 B
Dividend Yield 0.03  0.03 
Dividend Payout Ratio 0.34  0.35 
Dividend Paid And Capex Coverage Ratio(6.39)(6.07)
There are various types of dividends Toronto Dominion can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Toronto shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Toronto Dominion Bank directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Toronto pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Toronto Dominion by the value of the dividends paid out.

Toronto Dominion Growth Indicators

Investing in growth stocks can be very risky. If the company such as Toronto Dominion does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding1.7 B
Quarterly Earnings Growth Y O Y-0.076
Forward Price Earnings14.3472

Toronto Dominion Current Valuation Indicators

Valuation refers to the process of determining the present value of Toronto Dominion Bank and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Toronto we look at many different elements of the entity such as Toronto's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Toronto Dominion, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Toronto Dominion's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Toronto Dominion's worth.

Complementary Tools for Toronto Stock analysis

When running Toronto Dominion's price analysis, check to measure Toronto Dominion's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Toronto Dominion is operating at the current time. Most of Toronto Dominion's value examination focuses on studying past and present price action to predict the probability of Toronto Dominion's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Toronto Dominion's price. Additionally, you may evaluate how the addition of Toronto Dominion to your portfolios can decrease your overall portfolio volatility.
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